Genesis Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.8, driven by a liquidity ratio of 22.6 percent and a “hot money” ratio of 7.3 percent. A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.3).
Asset Mix:
Cash (20%), comm re (20%), comm loans (4%), home mtgs (4%), other (53%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
4675 MacArthur Court
Newport Beach, CA 92660
Newport Beach, CA 92660
Phone Number
(949) 273-1226
Year Founded
2021
FDIC Number
Website
Largest Affiliates
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