Genesis Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Very Weak (0.6) profitability.
Other Rating Factors:
Weak liquidity 2.2, driven by a liquidity ratio of 29.7 percent and a “hot money” ratio of 18.0 percent. A current level of 0.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.4).
Asset Mix:
Cash (27%), comm re (18%), home mtgs (4%), comm loans (2%), other (49%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
4675 MacArthur Court
Newport Beach, CA 92660
Newport Beach, CA 92660
Phone Number
(949) 273-1226
Year Founded
FDIC Number
Website
Largest Affiliates
No affiliate information available.