E
Gainey Business Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gainey Business Bank
Scottsdale, AZ
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Rating E
Asset Quality Index 7.00
Capitalization Index 6.60
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 0.00
Company Info Gainey Business Bank
Scottsdale, AZ
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FDIC Number 59273
Phone Number (480) 571-7690
Website www.gaineybusinessbank.com
Asset Quality Gainey Business Bank
Scottsdale, AZ
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1-Year Asset Growth 99.57%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.84%
Non-Performing Loans to Loans 0.30%
Balance Sheet Gainey Business Bank
Scottsdale, AZ
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Total Assets 103.89M
Total Deposits 94.40M
Capital and Reserves Gainey Business Bank
Scottsdale, AZ
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Capital 8.17M
Leverage Ratio 8.57
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 10.69
Liquidity Gainey Business Bank
Scottsdale, AZ
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Hot Money Ratio 46.73%
Liquidity Ratio 15.98%
Profitability Gainey Business Bank
Scottsdale, AZ
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5-Year Return on Average Assets --
Net Income -1.28M
Net Interest Spread 4.35%
Operating Profit to Average Assets -1.76%
Overhead Efficiency Ratio 137.06%
Return on Assets -1.76%
Return on Equity -15.07%