E
Gainey Business Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gainey Business Bank
Scottsdale, AZ
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Rating E
Asset Quality Index 7.10
Capitalization Index 9.50
Liquidity Index 0.10
Profitability Index 0.00
Stability Index 0.00
Company Info Gainey Business Bank
Scottsdale, AZ
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FDIC Number 59273
Phone Number (480) 571-7690
Website www.gaineybusinessbank.com
Asset Quality Gainey Business Bank
Scottsdale, AZ
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1-Year Asset Growth 85.15%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.85%
Non-Performing Loans to Loans 0.38%
Balance Sheet Gainey Business Bank
Scottsdale, AZ
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Total Assets 79.25M
Total Deposits 69.71M
Capital and Reserves Gainey Business Bank
Scottsdale, AZ
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Capital 8.27M
Leverage Ratio 10.68
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio --
Liquidity Gainey Business Bank
Scottsdale, AZ
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Hot Money Ratio 32.99%
Liquidity Ratio 13.86%
Profitability Gainey Business Bank
Scottsdale, AZ
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5-Year Return on Average Assets --
Net Income -1.08M
Net Interest Spread 4.43%
Operating Profit to Average Assets -2.20%
Overhead Efficiency Ratio 147.58%
Return on Assets -2.20%
Return on Equity -16.73%