E
Gainey Business Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gainey Business Bank
Scottsdale, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Rating E
Asset Quality Index 6.70
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 0.60
Stability Index 0.00
Company Info Gainey Business Bank
Scottsdale, AZ
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 59273
Phone Number (480) 571-7690
Website www.gaineybusinessbank.com
Asset Quality Gainey Business Bank
Scottsdale, AZ
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 56.13%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.45%
Non-Performing Loans to Loans 0.07%
Balance Sheet Gainey Business Bank
Scottsdale, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 106.61M
Total Deposits 89.73M
Capital and Reserves Gainey Business Bank
Scottsdale, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Capital 13.45M
Leverage Ratio 12.89
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio 15.92
Liquidity Gainey Business Bank
Scottsdale, AZ
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 42.28%
Liquidity Ratio 10.56%
Profitability Gainey Business Bank
Scottsdale, AZ
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets --
Net Income -36.00K
Net Interest Spread 4.53%
Operating Profit to Average Assets -0.07%
Overhead Efficiency Ratio 95.06%
Return on Assets -0.07%
Return on Equity -0.77%