E
Gainey Business Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gainey Business Bank
Scottsdale, AZ
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Rating E
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 0.00
Stability Index 0.00
Company Info Gainey Business Bank
Scottsdale, AZ
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FDIC Number 59273
Phone Number (480) 571-7690
Website www.gaineybusinessbank.com
Asset Quality Gainey Business Bank
Scottsdale, AZ
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1-Year Asset Growth 66.92%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.79%
Non-Performing Loans to Loans 0.43%
Balance Sheet Gainey Business Bank
Scottsdale, AZ
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Total Assets 68.28M
Total Deposits 58.67M
Capital and Reserves Gainey Business Bank
Scottsdale, AZ
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Capital 8.45M
Leverage Ratio 12.84
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio 14.41
Liquidity Gainey Business Bank
Scottsdale, AZ
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Hot Money Ratio 21.91%
Liquidity Ratio 11.17%
Profitability Gainey Business Bank
Scottsdale, AZ
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5-Year Return on Average Assets --
Net Income -792.00K
Net Interest Spread 4.41%
Operating Profit to Average Assets -2.67%
Overhead Efficiency Ratio 156.86%
Return on Assets -2.67%
Return on Equity -18.14%