Gainey Business Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Very Weak liquidity 0.1, driven by a liquidity ratio of 10.6 percent and a “hot money” ratio of 42.3 percent. A current level of 0.5 percent of nonperforming loans to core capital combined with 2.8 percent from a year earlier contributes to the Good asset quality (6.7).
Asset Mix:
Comm loans (44%), comm re (34%), other (22%)
States with Branches:
AZ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
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Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
8501 North Scottsdale Road
Scottsdale, AZ 85253
Scottsdale, AZ 85253
Phone Number
(480) 571-7690
Year Founded
2022
FDIC Number
Largest Affiliates
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