Gainey Business Bank
Major Rating Factors:
An analysis of stability tests since inception including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0).
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 16.0 percent and a “hot money” ratio of 46.7 percent. Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 10.7 and a capital leverage ratio of 8.6.
Asset Mix:
Comm loans (44%), comm re (29%), cash (1%), other (26%)
States with Branches:
AZ
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
--
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
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Address
8501 North Scottsdale Road
Scottsdale, AZ 85253
Scottsdale, AZ 85253
Phone Number
(480) 571-7690
Year Founded
2022
FDIC Number
Largest Affiliates
No affiliate information available.