One American Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.3 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.2, driven by a liquidity ratio of 19.7 percent and a “hot money” ratio of 59.3 percent. A current level of 10.2 percent of nonperforming loans to core capital combined with 3.6 percent from a year earlier contributes to the Fair asset quality (4.5).
Asset Mix:
Home mtgs (61%), cash (12%), consumer loans (8%), securities (7%), comm re (5%), comm loans (1%), home eq lns (1%), other (4%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
One American Financial Corporation
Investment Rating
--
Address
549 Broadway
Centerville, SD 57014
Centerville, SD 57014
Phone Number
(605) 563-2207
Year Founded
1883
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.