One American Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10).
Other Rating Factors:
Very Weak liquidity 0.7, driven by a liquidity ratio of 19.9 percent and a “hot money” ratio of 64.2 percent. A current level of 4.0 percent of nonperforming loans to core capital combined with 4.0 percent from a year earlier contributes to the Good asset quality (5.8).
Asset Mix:
Home mtgs (59%), cash (13%), consumer loans (9%), securities (6%), comm re (3%), comm loans (2%), home eq lns (1%), other (6%)
States with Branches:
SD
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
One American Financial Corporation
Investment Rating
--
Address
515 South Minnesota Avenue
Sioux Falls, SD 57104
Sioux Falls, SD 57104
Phone Number
(605) 361-1010
Year Founded
1883
FDIC Number
Website
Largest Affiliates
No affiliate information available.