D
One American Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings One American Bank
Sioux Falls, SD
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Rating D
Asset Quality Index 5.80
Capitalization Index 6.20
Liquidity Index 0.90
Profitability Index 0.00
Stability Index 4.60
Company Info One American Bank
Sioux Falls, SD
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FDIC Number 6078
Phone Number (605) 361-1010
Website oneamericanbank.com
Asset Quality One American Bank
Sioux Falls, SD
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1-Year Asset Growth -9.59%
5-Year Asset Growth 47.64%
5-Year Charge-Offs to Average Loans 0.68%
Charge-Offs to Average Loans 0.81%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 3.91%
Non-Performing Loans to Loans 0.08%
Balance Sheet One American Bank
Sioux Falls, SD
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Total Assets 368.37M
Total Deposits 244.02M
Capital and Reserves One American Bank
Sioux Falls, SD
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Capital 29.79M
Leverage Ratio 8.24
Loan Loss Reserves to Loans 2.05%
Risk-Based Capital Ratio 17.37
Liquidity One American Bank
Sioux Falls, SD
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Hot Money Ratio 61.74%
Liquidity Ratio 19.55%
Profitability One American Bank
Sioux Falls, SD
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5-Year Return on Average Assets 1.66%
Net Income -3.93M
Net Interest Spread 1.38%
Operating Profit to Average Assets -1.70%
Overhead Efficiency Ratio 185.05%
Return on Assets -1.36%
Return on Equity -16.84%