D
One American Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings One American Bank
Centerville, SD
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Rating D
Asset Quality Index 5.70
Capitalization Index 6.10
Liquidity Index 0.80
Profitability Index 0.00
Stability Index 4.80
Company Info One American Bank
Centerville, SD
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FDIC Number 6078
Phone Number (605) 563-2207
Website oneamericanbank.com
Asset Quality One American Bank
Centerville, SD
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1-Year Asset Growth -11.93%
5-Year Asset Growth -6.05%
5-Year Charge-Offs to Average Loans 0.68%
Charge-Offs to Average Loans 0.83%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 4.59%
Non-Performing Loans to Loans 0.08%
Balance Sheet One American Bank
Centerville, SD
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Total Assets 356.55M
Total Deposits 234.38M
Capital and Reserves One American Bank
Centerville, SD
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Capital 28.25M
Leverage Ratio 8.08
Loan Loss Reserves to Loans 1.97%
Risk-Based Capital Ratio 16.85
Liquidity One American Bank
Centerville, SD
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Hot Money Ratio 60.85%
Liquidity Ratio 18.44%
Profitability One American Bank
Centerville, SD
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5-Year Return on Average Assets 1.66%
Net Income -5.63M
Net Interest Spread 1.31%
Operating Profit to Average Assets -1.73%
Overhead Efficiency Ratio 194.77%
Return on Assets -1.48%
Return on Equity -18.37%