D
One American Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings One American Bank
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 5.90
Capitalization Index 6.20
Liquidity Index 0.90
Profitability Index 0.00
Stability Index 4.60
Company Info One American Bank
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 6078
Phone Number (605) 361-1010
Website oneamericanbank.com
Asset Quality One American Bank
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -6.12%
5-Year Asset Growth 47.64%
5-Year Charge-Offs to Average Loans 0.68%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 3.52%
Non-Performing Loans to Loans 0.10%
Balance Sheet One American Bank
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 385.15M
Total Deposits 259.53M
Capital and Reserves One American Bank
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Capital 30.79M
Leverage Ratio 8.22
Loan Loss Reserves to Loans 2.11%
Risk-Based Capital Ratio 17.32
Liquidity One American Bank
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 64.54%
Liquidity Ratio 21.77%
Profitability One American Bank
Sioux Falls, SD
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.66%
Net Income -3.24M
Net Interest Spread 1.23%
Operating Profit to Average Assets -2.06%
Overhead Efficiency Ratio 226.31%
Return on Assets -1.66%
Return on Equity -20.52%