D
One American Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings One American Bank
Centerville, SD
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Rating D
Asset Quality Index 4.50
Capitalization Index 6.30
Liquidity Index 0.20
Profitability Index 0.00
Stability Index 3.30
Company Info One American Bank
Centerville, SD
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FDIC Number 6078
Phone Number (605) 563-2207
Website oneamericanbank.com
Asset Quality One American Bank
Centerville, SD
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1-Year Asset Growth -25.95%
5-Year Asset Growth -6.05%
5-Year Charge-Offs to Average Loans 0.66%
Charge-Offs to Average Loans 4.60%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 10.21%
Non-Performing Loans to Loans 0.08%
Balance Sheet One American Bank
Centerville, SD
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Total Assets 285.19M
Total Deposits 231.53M
Capital and Reserves One American Bank
Centerville, SD
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Capital 28.32M
Leverage Ratio 8.35
Loan Loss Reserves to Loans 2.19%
Risk-Based Capital Ratio 20.69
Liquidity One American Bank
Centerville, SD
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Hot Money Ratio 59.27%
Liquidity Ratio 19.70%
Profitability One American Bank
Centerville, SD
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5-Year Return on Average Assets -2.10%
Net Income -6.62M
Net Interest Spread 1.02%
Operating Profit to Average Assets -3.68%
Overhead Efficiency Ratio 121.66%
Return on Assets -3.70%
Return on Equity -48.46%