The First National Bank of Williamson
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.4 on a scale of 0 to 10).
Other Rating Factors:
Weak liquidity 1.1, driven by a liquidity ratio of 25.4 percent and a “hot money” ratio of 43.2 percent. A current level of 13.5 percent of nonperforming loans to core capital combined with 16.4 percent from a year earlier contributes to the Fair asset quality (3.7).
Asset Mix:
Home mtgs (31%), securities (19%), comm re (17%), cash (12%), comm loans (10%), consumer loans (6%), other (6%)
States with Branches:
KY, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
68 East Second Avenue
Williamson, WV 25661
Williamson, WV 25661
Phone Number
(304) 235-5300
Year Founded
1903
FDIC Number
Website
Largest Affiliates
No affiliate information available.