C
The First National Bank of Williamson
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
20.13
Return On
Assets
-0.38%
Total
Assets
120.28M
Capital
22.80M
Total
Deposits
95.88M
Net
Income
-226.00K
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Weiss Ratings The First National Bank of Williamson
Williamson, WV 		Click to
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Rating C
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 0.30
Stability Index 4.20
Company Info The First National Bank of Williamson
Williamson, WV 		Click to
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FDIC Number 6805
Phone Number (304) 235-5300
Website yourfnbonline.com
Asset Quality The First National Bank of Williamson
Williamson, WV 		Click to
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1-Year Asset Growth 10.96%
5-Year Asset Growth 4.62%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 1.67%
Non-Performing Loans to Capital 9.14%
Non-Performing Loans to Loans 2.43%
Balance Sheet The First National Bank of Williamson
Williamson, WV 		Click to
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Total Assets 120.28M
Total Deposits 95.88M
Capital and Reserves The First National Bank of Williamson
Williamson, WV 		Click to
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Capital 22.80M
Leverage Ratio 20.13
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Williamson
Williamson, WV 		Click to
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Hot Money Ratio 32.67%
Liquidity Ratio 30.05%
Profitability The First National Bank of Williamson
Williamson, WV 		Click to
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5-Year Return on Average Assets 0.28%
Net Income -226.00K
Net Interest Spread 3.67%
Operating Profit to Average Assets -0.58%
Overhead Efficiency Ratio 112.34%
Return on Assets -0.38%
Return on Equity -1.97%