C
The First National Bank of Williamson
Rating Date
October 2025
Risk Based
Capital Ratio
40.19
Leverage
Ratio
21.89
Return On
Assets
-0.18%
Total
Assets
119.30M
Capital
22.48M
Total
Deposits
95.39M
Net
Income
-152.00K
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Weiss Ratings The First National Bank of Williamson
Williamson, WV 		Click to
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Rating C
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 0.90
Stability Index 3.40
Company Info The First National Bank of Williamson
Williamson, WV 		Click to
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FDIC Number 6805
Phone Number (304) 235-5300
Website yourfnbonline.com
Asset Quality The First National Bank of Williamson
Williamson, WV 		Click to
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1-Year Asset Growth 0.71%
5-Year Asset Growth 6.60%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 1.78%
Non-Performing Loans to Capital 9.62%
Non-Performing Loans to Loans 2.71%
Balance Sheet The First National Bank of Williamson
Williamson, WV 		Click to
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Total Assets 119.30M
Total Deposits 95.39M
Capital and Reserves The First National Bank of Williamson
Williamson, WV 		Click to
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Capital 22.48M
Leverage Ratio 21.89
Loan Loss Reserves to Loans 1.67%
Risk-Based Capital Ratio 40.19
Liquidity The First National Bank of Williamson
Williamson, WV 		Click to
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Hot Money Ratio 38.83%
Liquidity Ratio 37.02%
Profitability The First National Bank of Williamson
Williamson, WV 		Click to
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5-Year Return on Average Assets 0.41%
Net Income -152.00K
Net Interest Spread 2.78%
Operating Profit to Average Assets -0.18%
Overhead Efficiency Ratio 103.30%
Return on Assets -0.18%
Return on Equity -2.10%