D
The First National Bank of Williamson
Rating Date
June 2025
Risk Based
Capital Ratio
15.90
Leverage
Ratio
7.62
Return On
Assets
-0.47%
Total
Assets
112.49M
Capital
7.10M
Total
Deposits
103.85M
Net
Income
-138.00K
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Weiss Ratings The First National Bank of Williamson
Williamson, WV 		Click to
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Rating D
Asset Quality Index 3.90
Capitalization Index 5.60
Liquidity Index 1.20
Profitability Index 0.70
Stability Index 2.40
Company Info The First National Bank of Williamson
Williamson, WV 		Click to
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FDIC Number 6805
Phone Number (304) 235-5300
Website yourfnbonline.com
Asset Quality The First National Bank of Williamson
Williamson, WV 		Click to
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1-Year Asset Growth -3.57%
5-Year Asset Growth 6.60%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 1.13%
Non-Performing Loans to Capital 12.51%
Non-Performing Loans to Loans 1.64%
Balance Sheet The First National Bank of Williamson
Williamson, WV 		Click to
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Total Assets 112.49M
Total Deposits 103.85M
Capital and Reserves The First National Bank of Williamson
Williamson, WV 		Click to
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Capital 7.10M
Leverage Ratio 7.62
Loan Loss Reserves to Loans 1.69%
Risk-Based Capital Ratio 15.90
Liquidity The First National Bank of Williamson
Williamson, WV 		Click to
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Hot Money Ratio 45.42%
Liquidity Ratio 26.91%
Profitability The First National Bank of Williamson
Williamson, WV 		Click to
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5-Year Return on Average Assets 0.41%
Net Income -138.00K
Net Interest Spread 2.27%
Operating Profit to Average Assets -0.47%
Overhead Efficiency Ratio 109.66%
Return on Assets -0.47%
Return on Equity -7.83%