C
The First National Bank of Williamson
Rating Date
March 2026
Risk Based
Capital Ratio
39.24
Leverage
Ratio
19.94
Return On
Assets
-0.13%
Total
Assets
118.52M
Capital
23.00M
Total
Deposits
93.97M
Net
Income
-145.00K
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Weiss Ratings The First National Bank of Williamson
Williamson, WV 		Click to
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Rating C
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 2.00
Profitability Index 1.00
Stability Index 4.80
Company Info The First National Bank of Williamson
Williamson, WV 		Click to
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FDIC Number 6805
Phone Number (304) 235-5300
Website yourfnbonline.com
Asset Quality The First National Bank of Williamson
Williamson, WV 		Click to
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1-Year Asset Growth 2.01%
5-Year Asset Growth 4.62%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 1.74%
Non-Performing Loans to Capital 10.08%
Non-Performing Loans to Loans 2.57%
Balance Sheet The First National Bank of Williamson
Williamson, WV 		Click to
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Total Assets 118.52M
Total Deposits 93.97M
Capital and Reserves The First National Bank of Williamson
Williamson, WV 		Click to
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Capital 23.00M
Leverage Ratio 19.94
Loan Loss Reserves to Loans 1.61%
Risk-Based Capital Ratio 39.24
Liquidity The First National Bank of Williamson
Williamson, WV 		Click to
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Hot Money Ratio 35.22%
Liquidity Ratio 34.89%
Profitability The First National Bank of Williamson
Williamson, WV 		Click to
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5-Year Return on Average Assets 0.41%
Net Income -145.00K
Net Interest Spread 2.93%
Operating Profit to Average Assets -0.14%
Overhead Efficiency Ratio 102.45%
Return on Assets -0.13%
Return on Equity -1.12%