D
The First National Bank of Williamson
Rating Date
October 2025
Risk Based
Capital Ratio
16.29
Leverage
Ratio
7.95
Return On
Assets
-0.04%
Total
Assets
108.40M
Capital
7.12M
Total
Deposits
99.80M
Net
Income
-26.00K
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Weiss Ratings The First National Bank of Williamson
Williamson, WV 		Click to
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Rating D
Asset Quality Index 3.70
Capitalization Index 6.00
Liquidity Index 1.10
Profitability Index 1.30
Stability Index 2.40
Company Info The First National Bank of Williamson
Williamson, WV 		Click to
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FDIC Number 6805
Phone Number (304) 235-5300
Website yourfnbonline.com
Asset Quality The First National Bank of Williamson
Williamson, WV 		Click to
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1-Year Asset Growth -6.29%
5-Year Asset Growth 6.60%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 1.18%
Non-Performing Loans to Capital 13.47%
Non-Performing Loans to Loans 1.68%
Balance Sheet The First National Bank of Williamson
Williamson, WV 		Click to
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Total Assets 108.40M
Total Deposits 99.80M
Capital and Reserves The First National Bank of Williamson
Williamson, WV 		Click to
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Capital 7.12M
Leverage Ratio 7.95
Loan Loss Reserves to Loans 1.69%
Risk-Based Capital Ratio 16.29
Liquidity The First National Bank of Williamson
Williamson, WV 		Click to
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Hot Money Ratio 43.20%
Liquidity Ratio 25.36%
Profitability The First National Bank of Williamson
Williamson, WV 		Click to
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5-Year Return on Average Assets 0.41%
Net Income -26.00K
Net Interest Spread 2.60%
Operating Profit to Average Assets -0.04%
Overhead Efficiency Ratio 98.79%
Return on Assets -0.04%
Return on Equity -0.73%