The First National Bank of Williamson
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 20.1. A current level of 9.1 percent of nonperforming loans to core capital combined with 16.6 percent from a year earlier contributes to the Good asset quality (5.3).
Asset Mix:
Comm re (28%), home mtgs (26%), cash (18%), securities (13%), consumer loans (4%), comm loans (4%), home eq lns (2%), other (6%)
States with Branches:
KY, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
68 East Second Avenue
Williamson, WV 25661
Williamson, WV 25661
Phone Number
(304) 235-5300
Year Founded
1903
FDIC Number
Website
Largest Affiliates
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