C
Powell Valley National Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Powell Valley National Bank
Jonesville, VA
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Rating C
Asset Quality Index 8.00
Capitalization Index 8.00
Liquidity Index 2.00
Profitability Index 3.40
Stability Index 5.30
Company Info Powell Valley National Bank
Jonesville, VA
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FDIC Number 6863
Phone Number (276) 346-1414
Website www.powellvalleybank.com
Asset Quality Powell Valley National Bank
Jonesville, VA
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1-Year Asset Growth 4.95%
5-Year Asset Growth 6.96%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.33%
Non-Performing Loans to Loans 0.04%
Balance Sheet Powell Valley National Bank
Jonesville, VA
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Total Assets 517.61M
Total Deposits 464.32M
Capital and Reserves Powell Valley National Bank
Jonesville, VA
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Capital 48.25M
Leverage Ratio 9.65
Loan Loss Reserves to Loans 1.26%
Risk-Based Capital Ratio 14.79
Liquidity Powell Valley National Bank
Jonesville, VA
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Hot Money Ratio 10.64%
Liquidity Ratio 21.47%
Profitability Powell Valley National Bank
Jonesville, VA
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5-Year Return on Average Assets 0.57%
Net Income 2.55M
Net Interest Spread 3.51%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 79.11%
Return on Assets 0.52%
Return on Equity 5.50%