C
Powell Valley National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Powell Valley National Bank
Jonesville, VA
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Rating C
Asset Quality Index 7.60
Capitalization Index 8.10
Liquidity Index 1.80
Profitability Index 2.70
Stability Index 5.20
Company Info Powell Valley National Bank
Jonesville, VA
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FDIC Number 6863
Phone Number (276) 346-1414
Website www.powellvalleybank.com
Asset Quality Powell Valley National Bank
Jonesville, VA
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1-Year Asset Growth 1.61%
5-Year Asset Growth 12.52%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.73%
Non-Performing Loans to Loans 0.24%
Balance Sheet Powell Valley National Bank
Jonesville, VA
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Total Assets 484.31M
Total Deposits 431.87M
Capital and Reserves Powell Valley National Bank
Jonesville, VA
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Capital 47.10M
Leverage Ratio 9.73
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 14.47
Liquidity Powell Valley National Bank
Jonesville, VA
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Hot Money Ratio 10.47%
Liquidity Ratio 19.75%
Profitability Powell Valley National Bank
Jonesville, VA
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5-Year Return on Average Assets 0.57%
Net Income 1.54M
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 82.98%
Return on Assets 0.42%
Return on Equity 4.48%