C
Powell Valley National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Powell Valley National Bank
Jonesville, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.00
Capitalization Index 8.00
Liquidity Index 1.40
Profitability Index 2.50
Stability Index 5.20
Company Info Powell Valley National Bank
Jonesville, VA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 6863
Phone Number (276) 346-1414
Website www.powellvalleybank.com
Asset Quality Powell Valley National Bank
Jonesville, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.76%
5-Year Asset Growth 12.52%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.85%
Non-Performing Loans to Loans 0.11%
Balance Sheet Powell Valley National Bank
Jonesville, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 482.08M
Total Deposits 432.97M
Capital and Reserves Powell Valley National Bank
Jonesville, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 45.89M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio 13.94
Liquidity Powell Valley National Bank
Jonesville, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 13.75%
Liquidity Ratio 17.67%
Profitability Powell Valley National Bank
Jonesville, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.57%
Net Income 649.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.34%
Overhead Efficiency Ratio 86.75%
Return on Assets 0.27%
Return on Equity 2.86%