Powell Valley National Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (2.5) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.9 and a capital leverage ratio of 9.7. A current level of 0.9 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (8.0).
Asset Mix:
Home mtgs (30%), comm re (20%), cash (9%), securities (7%), comm loans (5%), home eq lns (2%), consumer loans (2%), other (25%)
States with Branches:
TN, VA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Powell Valley Bankshares, Inc.
Investment Rating
--
Address
33785 Main Street
Jonesville, VA 24263
Jonesville, VA 24263
Phone Number
(276) 346-1414
Year Founded
1888
FDIC Number
Website
Largest Affiliates
No affiliate information available.