Lamont Bank of St. John
Major Rating Factors:
A current level of 13.5 percent of nonperforming loans to core capital combined with 9.2 percent from a year earlier contributes to the Weak asset quality (1.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.9 on a scale of 0 to 10). Weak liquidity 2.5, driven by a liquidity ratio of 5.5 percent and a “hot money” ratio of 17.5 percent.
Asset Mix:
Securities (21%), consumer loans (13%), comm loans (4%), cash (3%), home mtgs (1%), other (58%)
States with Branches:
WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
Six East Front Street
Saint John, WA 99171
Saint John, WA 99171
Phone Number
(509) 648-3636
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.