Lamont Bank of St. John
Major Rating Factors:
A current level of 19.6 percent of nonperforming loans to core capital combined with 19.1 percent from a year earlier contributes to the Very Weak asset quality (1.0).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.4 on a scale of 0 to 10). Weak liquidity 2.6, driven by a liquidity ratio of 13.6 percent and a “hot money” ratio of 22.7 percent.
Asset Mix:
Securities (20%), consumer loans (12%), comm loans (4%), cash (2%), home mtgs (1%), other (61%)
States with Branches:
WA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
Six East Front Street
Saint John, WA 99171
Saint John, WA 99171
Phone Number
(509) 648-3636
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.