D
Lamont Bank of St. John
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lamont Bank of St. John
Saint John, WA
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Rating D
Asset Quality Index 1.00
Capitalization Index 7.20
Liquidity Index 2.60
Profitability Index 0.00
Stability Index 2.40
Company Info Lamont Bank of St. John
Saint John, WA
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FDIC Number 8681
Phone Number (509) 648-3636
Website lamontbankofsaintjohn.com
Asset Quality Lamont Bank of St. John
Saint John, WA
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1-Year Asset Growth -15.26%
5-Year Asset Growth 7.08%
5-Year Charge-Offs to Average Loans 1.92%
Charge-Offs to Average Loans 2.70%
Non-Performing Assets to Assets 2.28%
Non-Performing Loans to Capital 19.55%
Non-Performing Loans to Loans 3.43%
Balance Sheet Lamont Bank of St. John
Saint John, WA
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Total Assets 60.81M
Total Deposits 55.24M
Capital and Reserves Lamont Bank of St. John
Saint John, WA
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Capital 4.88M
Leverage Ratio 9.11
Loan Loss Reserves to Loans 3.82%
Risk-Based Capital Ratio --
Liquidity Lamont Bank of St. John
Saint John, WA
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Hot Money Ratio 22.68%
Liquidity Ratio 13.64%
Profitability Lamont Bank of St. John
Saint John, WA
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5-Year Return on Average Assets -0.02%
Net Income -757.00K
Net Interest Spread 3.12%
Operating Profit to Average Assets -1.55%
Overhead Efficiency Ratio 75.81%
Return on Assets -1.55%
Return on Equity -20.40%