D
Lamont Bank of St. John
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lamont Bank of St. John
Saint John, WA
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Rating D
Asset Quality Index 1.60
Capitalization Index 6.10
Liquidity Index 2.50
Profitability Index 0.00
Stability Index 1.90
Company Info Lamont Bank of St. John
Saint John, WA
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FDIC Number 8681
Phone Number (509) 648-3636
Website lamontbankofsaintjohn.com
Asset Quality Lamont Bank of St. John
Saint John, WA
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1-Year Asset Growth -15.78%
5-Year Asset Growth 7.08%
5-Year Charge-Offs to Average Loans 1.92%
Charge-Offs to Average Loans 3.91%
Non-Performing Assets to Assets 1.52%
Non-Performing Loans to Capital 13.46%
Non-Performing Loans to Loans 2.11%
Balance Sheet Lamont Bank of St. John
Saint John, WA
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Total Assets 60.31M
Total Deposits 52.11M
Capital and Reserves Lamont Bank of St. John
Saint John, WA
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Capital 4.45M
Leverage Ratio 8.14
Loan Loss Reserves to Loans 3.44%
Risk-Based Capital Ratio --
Liquidity Lamont Bank of St. John
Saint John, WA
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Hot Money Ratio 17.50%
Liquidity Ratio 5.52%
Profitability Lamont Bank of St. John
Saint John, WA
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5-Year Return on Average Assets -0.02%
Net Income -983.00K
Net Interest Spread 2.49%
Operating Profit to Average Assets -2.93%
Overhead Efficiency Ratio 92.07%
Return on Assets -2.93%
Return on Equity -38.44%