C
The Port Washington State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
13.18
Leverage
Ratio
8.89
Return On
Assets
0.45%
Total
Assets
946.16M
Capital
63.05M
Total
Deposits
853.32M
Net
Income
2.21M
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Weiss Ratings The Port Washington State Bank
Port Washington, WI 		Click to
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Rating C
Asset Quality Index 7.60
Capitalization Index 6.90
Liquidity Index 2.80
Profitability Index 2.90
Stability Index 3.70
Company Info The Port Washington State Bank
Port Washington, WI 		Click to
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FDIC Number 8698
Phone Number (262) 284-4416
Website pwsb.bank
Asset Quality The Port Washington State Bank
Port Washington, WI 		Click to
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1-Year Asset Growth 4.83%
5-Year Asset Growth 10.11%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.95%
Non-Performing Loans to Loans 0.31%
Balance Sheet The Port Washington State Bank
Port Washington, WI 		Click to
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Total Assets 946.16M
Total Deposits 853.32M
Capital and Reserves The Port Washington State Bank
Port Washington, WI 		Click to
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Capital 63.05M
Leverage Ratio 8.89
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 13.18
Liquidity The Port Washington State Bank
Port Washington, WI 		Click to
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Hot Money Ratio 14.86%
Liquidity Ratio 7.58%
Profitability The Port Washington State Bank
Port Washington, WI 		Click to
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5-Year Return on Average Assets 0.62%
Net Income 2.21M
Net Interest Spread 2.59%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 78.15%
Return on Assets 0.45%
Return on Equity 7.30%