C
The Port Washington State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
12.98
Leverage
Ratio
8.80
Return On
Assets
0.52%
Total
Assets
971.39M
Capital
66.64M
Total
Deposits
874.37M
Net
Income
3.83M
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Weiss Ratings The Port Washington State Bank
Port Washington, WI 		Click to
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Rating C
Asset Quality Index 8.00
Capitalization Index 6.80
Liquidity Index 2.80
Profitability Index 3.10
Stability Index 3.70
Company Info The Port Washington State Bank
Port Washington, WI 		Click to
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FDIC Number 8698
Phone Number (262) 284-4416
Website pwsb.bank
Asset Quality The Port Washington State Bank
Port Washington, WI 		Click to
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1-Year Asset Growth 6.76%
5-Year Asset Growth 10.11%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.32%
Non-Performing Loans to Loans 0.20%
Balance Sheet The Port Washington State Bank
Port Washington, WI 		Click to
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Total Assets 971.39M
Total Deposits 874.37M
Capital and Reserves The Port Washington State Bank
Port Washington, WI 		Click to
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Capital 66.64M
Leverage Ratio 8.80
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 12.98
Liquidity The Port Washington State Bank
Port Washington, WI 		Click to
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Hot Money Ratio 15.11%
Liquidity Ratio 8.97%
Profitability The Port Washington State Bank
Port Washington, WI 		Click to
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5-Year Return on Average Assets 0.62%
Net Income 3.83M
Net Interest Spread 2.70%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 75.91%
Return on Assets 0.52%
Return on Equity 8.24%