The Port Washington State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.3 has resulted in Weak (1.6) profitability.
Other Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital combined with 1.3 percent from a year earlier contributes to the Excellent asset quality (8.1). Excellent current capitalization (7.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.1 and a capital leverage ratio of 9.0.
Asset Mix:
Securities (25%), comm re (22%), home mtgs (15%), comm loans (8%), cash (6%), home eq lns (4%), consumer loans (2%), other (19%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Port Bancshares, Inc.
Investment Rating
--
Address
206 North Franklin Street
Port Washington, WI 53074
Port Washington, WI 53074
Phone Number
(262) 284-4416
Year Founded
1899
FDIC Number
Website
Largest Affiliates
No affiliate information available.