C
Woodland Bank
Rating Date
August 2026
Risk Based
Capital Ratio
11.64
Leverage
Ratio
8.62
Return On
Assets
1.01%
Total
Assets
177.49M
Capital
14.50M
Total
Deposits
151.97M
Net
Income
867.00K
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Weiss Ratings Woodland Bank
Deer River, MN 		Click to
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Rating C
Asset Quality Index 3.50
Capitalization Index 6.60
Liquidity Index 1.20
Profitability Index 5.00
Stability Index 5.00
Company Info Woodland Bank
Deer River, MN 		Click to
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FDIC Number 8863
Phone Number (218) 999-9952
Website www.woodland.bank
Asset Quality Woodland Bank
Deer River, MN 		Click to
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1-Year Asset Growth 7.04%
5-Year Asset Growth 7.82%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 13.91%
Non-Performing Loans to Loans 0.88%
Balance Sheet Woodland Bank
Deer River, MN 		Click to
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Total Assets 177.49M
Total Deposits 151.97M
Capital and Reserves Woodland Bank
Deer River, MN 		Click to
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Capital 14.50M
Leverage Ratio 8.62
Loan Loss Reserves to Loans 0.94%
Risk-Based Capital Ratio 11.64
Liquidity Woodland Bank
Deer River, MN 		Click to
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Hot Money Ratio 22.66%
Liquidity Ratio 6.35%
Profitability Woodland Bank
Deer River, MN 		Click to
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5-Year Return on Average Assets 0.67%
Net Income 867.00K
Net Interest Spread 4.81%
Operating Profit to Average Assets 1.30%
Overhead Efficiency Ratio 71.76%
Return on Assets 1.01%
Return on Equity 12.25%