C
Woodland Bank
Rating Date
March 2026
Risk Based
Capital Ratio
11.99
Leverage
Ratio
8.79
Return On
Assets
0.74%
Total
Assets
167.90M
Capital
14.24M
Total
Deposits
141.74M
Net
Income
1.22M
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Weiss Ratings Woodland Bank
Deer River, MN 		Click to
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Rating C
Asset Quality Index 4.60
Capitalization Index 6.80
Liquidity Index 0.80
Profitability Index 4.00
Stability Index 5.20
Company Info Woodland Bank
Deer River, MN 		Click to
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FDIC Number 8863
Phone Number (218) 999-9952
Website www.woodland.bank
Asset Quality Woodland Bank
Deer River, MN 		Click to
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1-Year Asset Growth 5.80%
5-Year Asset Growth 7.82%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 8.68%
Non-Performing Loans to Loans 0.96%
Balance Sheet Woodland Bank
Deer River, MN 		Click to
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Total Assets 167.90M
Total Deposits 141.74M
Capital and Reserves Woodland Bank
Deer River, MN 		Click to
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Capital 14.24M
Leverage Ratio 8.79
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio 11.99
Liquidity Woodland Bank
Deer River, MN 		Click to
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Hot Money Ratio 23.90%
Liquidity Ratio 3.71%
Profitability Woodland Bank
Deer River, MN 		Click to
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5-Year Return on Average Assets 0.69%
Net Income 1.22M
Net Interest Spread 4.40%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 77.13%
Return on Assets 0.74%
Return on Equity 9.06%