C
Woodland Bank
Rating Date
June 2025
Risk Based
Capital Ratio
12.23
Leverage
Ratio
8.60
Return On
Assets
0.60%
Total
Assets
160.01M
Capital
12.97M
Total
Deposits
137.25M
Net
Income
240.00K
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Weiss Ratings Woodland Bank
Grand Rapids, MN 		Click to
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Rating C
Asset Quality Index 6.10
Capitalization Index 6.60
Liquidity Index 1.10
Profitability Index 3.80
Stability Index 5.00
Company Info Woodland Bank
Grand Rapids, MN 		Click to
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FDIC Number 8863
Phone Number (218) 999-9952
Website www.woodland.bank
Asset Quality Woodland Bank
Grand Rapids, MN 		Click to
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1-Year Asset Growth 6.49%
5-Year Asset Growth 9.91%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.38%
Non-Performing Loans to Loans 0.47%
Balance Sheet Woodland Bank
Grand Rapids, MN 		Click to
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Total Assets 160.01M
Total Deposits 137.25M
Capital and Reserves Woodland Bank
Grand Rapids, MN 		Click to
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Capital 12.97M
Leverage Ratio 8.60
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 12.23
Liquidity Woodland Bank
Grand Rapids, MN 		Click to
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Hot Money Ratio 24.90%
Liquidity Ratio 5.01%
Profitability Woodland Bank
Grand Rapids, MN 		Click to
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5-Year Return on Average Assets 0.69%
Net Income 240.00K
Net Interest Spread 4.07%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 79.12%
Return on Assets 0.60%
Return on Equity 7.37%