Woodland Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.6 has resulted in Fair (3.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 12.2 and a capital leverage ratio of 8.6. A current level of 3.4 percent of nonperforming loans to core capital combined with 4.2 percent from a year earlier contributes to the Good asset quality (6.1).
Asset Mix:
Home mtgs (26%), comm re (23%), comm loans (11%), securities (9%), consumer loans (5%), cash (2%), home eq lns (2%), other (22%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Remer Bancorporation, Inc.
Investment Rating
--
Address
2610 South Highway 169
Grand Rapids, MN 55744
Grand Rapids, MN 55744
Phone Number
(218) 999-9952
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.