C
Peoples Bank
Rating Date
October 2025
Risk Based
Capital Ratio
17.44
Leverage
Ratio
12.24
Return On
Assets
2.93%
Total
Assets
469.44M
Capital
54.73M
Total
Deposits
412.03M
Net
Income
10.13M
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Weiss Ratings Peoples Bank
Mendenhall, MS 		Click to
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Rating C
Asset Quality Index 2.70
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 7.80
Stability Index 8.50
Company Info Peoples Bank
Mendenhall, MS 		Click to
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FDIC Number 9366
Phone Number (601) 847-2210
Website www.peoplesbank-ms.com
Asset Quality Peoples Bank
Mendenhall, MS 		Click to
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1-Year Asset Growth 2.51%
5-Year Asset Growth 9.35%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.97%
Non-Performing Assets to Assets 2.97%
Non-Performing Loans to Capital 17.51%
Non-Performing Loans to Loans 4.03%
Balance Sheet Peoples Bank
Mendenhall, MS 		Click to
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Total Assets 469.44M
Total Deposits 412.03M
Capital and Reserves Peoples Bank
Mendenhall, MS 		Click to
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Capital 54.73M
Leverage Ratio 12.24
Loan Loss Reserves to Loans 1.46%
Risk-Based Capital Ratio 17.44
Liquidity Peoples Bank
Mendenhall, MS 		Click to
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Hot Money Ratio 25.82%
Liquidity Ratio 14.99%
Profitability Peoples Bank
Mendenhall, MS 		Click to
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5-Year Return on Average Assets 4.47%
Net Income 10.13M
Net Interest Spread 6.95%
Operating Profit to Average Assets 2.93%
Overhead Efficiency Ratio 59.81%
Return on Assets 2.93%
Return on Equity 24.98%