C
Peoples Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank
Mendenhall, MS
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Rating C
Asset Quality Index 3.00
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 7.50
Stability Index 8.50
Company Info Peoples Bank
Mendenhall, MS
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FDIC Number 9366
Phone Number (601) 847-2210
Website www.peoplesbank-ms.com
Asset Quality Peoples Bank
Mendenhall, MS
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1-Year Asset Growth 0.77%
5-Year Asset Growth 9.35%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 1.29%
Non-Performing Assets to Assets 2.54%
Non-Performing Loans to Capital 14.77%
Non-Performing Loans to Loans 4.74%
Balance Sheet Peoples Bank
Mendenhall, MS
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Total Assets 469.52M
Total Deposits 412.61M
Capital and Reserves Peoples Bank
Mendenhall, MS
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Capital 54.57M
Leverage Ratio 12.84
Loan Loss Reserves to Loans 1.52%
Risk-Based Capital Ratio 17.79
Liquidity Peoples Bank
Mendenhall, MS
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Hot Money Ratio 25.94%
Liquidity Ratio 16.42%
Profitability Peoples Bank
Mendenhall, MS
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5-Year Return on Average Assets 4.47%
Net Income 6.05M
Net Interest Spread 6.94%
Operating Profit to Average Assets 2.64%
Overhead Efficiency Ratio 60.09%
Return on Assets 2.64%
Return on Equity 22.49%