Peoples Bank
Major Rating Factors:
A current level of 13.4 percent of nonperforming loans to core capital combined with 25.8 percent from a year earlier contributes to the Fair asset quality (3.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.5 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.1 and a capital leverage ratio of 12.2. Operating profits as a percentage of assets at 3.1%, coupled with a return on assets of 3.1 has resulted in Excellent (9.0) profitability.
Asset Mix:
Comm re (36%), comm loans (14%), home mtgs (12%), securities (9%), consumer loans (3%), cash (3%), other (22%)
States with Branches:
MS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peoples Bancshares, Inc.
Investment Rating
--
Address
160 East Maud Avenue
Mendenhall, MS 39114
Mendenhall, MS 39114
Phone Number
(601) 847-2210
Year Founded
1908
FDIC Number
Website
Largest Affiliates
No affiliate information available.