Peoples Bank
Major Rating Factors:
A current level of 20.7 percent of nonperforming loans to core capital combined with 15.8 percent from a year earlier contributes to the Weak asset quality (2.8). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.5 and a capital leverage ratio of 11.7. Operating profits as a percentage of assets at 4.0%, coupled with a return on assets of 4.0 has resulted in Excellent (10.0) profitability.
Asset Mix:
Comm re (36%), comm loans (13%), home mtgs (12%), securities (9%), cash (6%), consumer loans (3%), other (21%)
States with Branches:
MS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Peoples Bancshares, Inc.
Investment Rating
--
Address
160 East Maud Avenue
Mendenhall, MS 39114
Mendenhall, MS 39114
Phone Number
(601) 847-2210
Year Founded
1908
FDIC Number
Website
Largest Affiliates
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