D
Valor Bank
EdmondOK
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Valor Bank
Edmond, OK
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Rating D
Asset Quality Index 9.00
Capitalization Index 6.10
Liquidity Index 0.10
Profitability Index 8.00
Stability Index 3.70
Company Info Valor Bank
Edmond, OK
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FDIC Number 9467
Phone Number (405) 212-9800
Website www.valor.bank
Asset Quality Valor Bank
Edmond, OK
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1-Year Asset Growth 13.01%
5-Year Asset Growth 33.64%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.00%
Balance Sheet Valor Bank
Edmond, OK
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Total Assets 284.17M
Total Deposits 253.15M
Capital and Reserves Valor Bank
Edmond, OK
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Capital 22.75M
Leverage Ratio 8.12
Loan Loss Reserves to Loans 0.86%
Risk-Based Capital Ratio 12.50
Liquidity Valor Bank
Edmond, OK
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Hot Money Ratio 36.06%
Liquidity Ratio 12.38%
Profitability Valor Bank
Edmond, OK
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5-Year Return on Average Assets 1.80%
Net Income 2.81M
Net Interest Spread 4.33%
Operating Profit to Average Assets 2.12%
Overhead Efficiency Ratio 58.21%
Return on Assets 2.03%
Return on Equity 25.43%