D
Valor Bank
EdmondOK
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Valor Bank
Edmond, OK
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Rating D
Asset Quality Index 9.00
Capitalization Index 6.70
Liquidity Index 0.10
Profitability Index 8.80
Stability Index 3.70
Company Info Valor Bank
Edmond, OK
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FDIC Number 9467
Phone Number (405) 212-9800
Website www.valor.bank
Asset Quality Valor Bank
Edmond, OK
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1-Year Asset Growth 2.72%
5-Year Asset Growth 33.64%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.71%
Non-Performing Loans to Loans 0.00%
Balance Sheet Valor Bank
Edmond, OK
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Total Assets 271.34M
Total Deposits 245.70M
Capital and Reserves Valor Bank
Edmond, OK
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Capital 24.03M
Leverage Ratio 8.66
Loan Loss Reserves to Loans 0.90%
Risk-Based Capital Ratio 13.60
Liquidity Valor Bank
Edmond, OK
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Hot Money Ratio 36.17%
Liquidity Ratio 12.80%
Profitability Valor Bank
Edmond, OK
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5-Year Return on Average Assets 1.80%
Net Income 4.59M
Net Interest Spread 4.45%
Operating Profit to Average Assets 2.32%
Overhead Efficiency Ratio 57.10%
Return on Assets 2.21%
Return on Equity 27.21%