Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.2 and a capital leverage ratio of 8.7.
Other Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 2.2 has resulted in Excellent (9.1) profitability. A current level of 2.9 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Excellent asset quality (7.9).
Asset Mix:
Home mtgs (45%), comm re (25%), cash (12%), home eq lns (3%), comm loans (1%), consumer loans (0%), other (14%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First of Grandfield Corporation
Investment Rating
--
Address
1501 Renaissance Boulevard
Edmond, OK 73013
Edmond, OK 73013
Phone Number
(405) 212-9800
Year Founded
1930
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.