C
American State Bank
ArpTX
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings American State Bank
Arp, TX
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Rating C
Asset Quality Index 3.90
Capitalization Index 9.40
Liquidity Index 0.90
Profitability Index 0.70
Stability Index 5.30
Company Info American State Bank
Arp, TX
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FDIC Number 9967
Phone Number (903) 859-1100
Website www.asbtx.com
Asset Quality American State Bank
Arp, TX
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1-Year Asset Growth -26.70%
5-Year Asset Growth 11.20%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 1.80%
Non-Performing Loans to Capital 6.64%
Non-Performing Loans to Loans 2.19%
Balance Sheet American State Bank
Arp, TX
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Total Assets 688.54M
Total Deposits 571.91M
Capital and Reserves American State Bank
Arp, TX
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Capital 75.66M
Leverage Ratio 10.58
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 14.53
Liquidity American State Bank
Arp, TX
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Hot Money Ratio 28.77%
Liquidity Ratio 17.17%
Profitability American State Bank
Arp, TX
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5-Year Return on Average Assets 0.29%
Net Income -619.00K
Net Interest Spread 2.38%
Operating Profit to Average Assets -0.46%
Overhead Efficiency Ratio 118.94%
Return on Assets -0.36%
Return on Equity -3.26%