C
American State Bank
ArpTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings American State Bank
Arp, TX
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Rating C
Asset Quality Index 3.70
Capitalization Index 9.80
Liquidity Index 1.20
Profitability Index 1.00
Stability Index 5.30
Company Info American State Bank
Arp, TX
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FDIC Number 9967
Phone Number (903) 859-1100
Website www.asbtx.com
Asset Quality American State Bank
Arp, TX
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1-Year Asset Growth -27.90%
5-Year Asset Growth 11.20%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 8.31%
Non-Performing Loans to Loans 0.99%
Balance Sheet American State Bank
Arp, TX
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Total Assets 661.68M
Total Deposits 545.17M
Capital and Reserves American State Bank
Arp, TX
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Capital 76.43M
Leverage Ratio 10.85
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 15.45
Liquidity American State Bank
Arp, TX
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Hot Money Ratio 26.62%
Liquidity Ratio 18.90%
Profitability American State Bank
Arp, TX
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5-Year Return on Average Assets 0.29%
Net Income -79.00K
Net Interest Spread 2.51%
Operating Profit to Average Assets -0.04%
Overhead Efficiency Ratio 104.24%
Return on Assets -0.02%
Return on Equity -0.21%