Major Rating Factors:
A current level of 7.9 percent of nonperforming loans to core capital combined with 8.2 percent from a year earlier contributes to the Fair asset quality (3.8).
Other Rating Factors:
Excellent current capitalization (9.9 on a scale of 0 to 10) based on a risk-based capital ratio of 15.4 and a capital leverage ratio of 10.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Comm re (38%), cash (17%), home mtgs (17%), comm loans (3%), securities (3%), consumer loans (1%), other (21%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Steele Bancshares, Inc.
Investment Rating
--
Address
5202 Old Jacksonville Hwy.
Tyler, TX 75703
Tyler, TX 75703
Phone Number
Year Founded
1911
FDIC Number
Website
Largest Affiliates
No affiliate information available.