C
Vantage Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vantage Credit Union
Saint Charles, MO
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Rating C
Asset Quality Index 7.80
Capitalization Index 5.30
Liquidity Index 2.80
Profitability Index 4.70
Stability Index 4.60
Company Info Vantage Credit Union
Saint Charles, MO
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NCUA Charter Number 121
Phone Number (314) 298-0055
Website www.vcu.com
Asset Quality Vantage Credit Union
Saint Charles, MO
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1-Year Asset Growth -0.07%
5-Year Asset Growth 4.33%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.66%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 6.02%
Non-Performing Loans to Loans 0.67%
Balance Sheet Vantage Credit Union
Saint Charles, MO
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Total Assets 1.11B
Total Deposits 1.01B
Capital and Reserves Vantage Credit Union
Saint Charles, MO
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Capital 84.89M
Leverage Ratio 7.92
Loan Loss Reserves to Loans 1.05%
Liquidity Vantage Credit Union
Saint Charles, MO
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Hot Money Ratio 3.76%
Liquidity Ratio 11.89%
Profitability Vantage Credit Union
Saint Charles, MO
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5-Year Return on Average Assets 0.05%
Net Income 4.85M
Net Interest Spread 4.91%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 80.38%
Return on Assets 0.58%
Return on Equity 8.05%