C
Vantage Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Vantage Credit Union
Saint Charles, MO
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.00
Capitalization Index 4.70
Liquidity Index 3.30
Profitability Index 2.60
Stability Index 3.70
Company Info Vantage Credit Union
Saint Charles, MO
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 121
Phone Number (314) 298-0055
Website www.vcu.com
Asset Quality Vantage Credit Union
Saint Charles, MO
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -6.37%
5-Year Asset Growth 4.33%
5-Year Charge-Offs to Average Loans 0.27%
Charge-Offs to Average Loans 0.65%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 4.92%
Non-Performing Loans to Loans 0.52%
Balance Sheet Vantage Credit Union
Saint Charles, MO
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.11B
Total Deposits 996.63M
Capital and Reserves Vantage Credit Union
Saint Charles, MO
Click to
Compare
Click to
Compare
Click to
Compare
Capital 78.47M
Leverage Ratio 7.49
Loan Loss Reserves to Loans 0.95%
Liquidity Vantage Credit Union
Saint Charles, MO
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 3.81%
Liquidity Ratio 15.19%
Profitability Vantage Credit Union
Saint Charles, MO
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.05%
Net Income -313.00K
Net Interest Spread 4.63%
Operating Profit to Average Assets 0.42%
Overhead Efficiency Ratio 92.71%
Return on Assets -0.11%
Return on Equity -1.60%