C
Vantage Credit Union
Rating Date
September 2025
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Major Rating Factors: Fair current capitalization (4.9 on a scale of 0 to 10) based on a net capital to total assets of 7.3 and a net worth ratio of 0.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.1 on a scale of 0 to 10).
Other Rating Factors: A current level of 6.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.6). Fair liquidity 3.4, driven by a liquidity ratio of 15.6 percent and a “hot money” ratio of 4.0 percent.
Asset Mix: Home mtgs (26%), consumer loans (23%), securities (2%), other (50%)
Asset Quality
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Corporate Info
Address
19 Research Park Court
Saint Charles, MO 63304
Phone Number
(314) 298-0055
NCUA Charter Number
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