Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Other Rating Factors:
Good liquidity 6.5, driven by a liquidity ratio of 69.1 percent and a “hot money” ratio of 0.0 percent. A current level of 8.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.3).
Asset Mix:
Securities (28%), consumer loans (25%), other (47%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
600 West Madison Street
Chicago, IL 60661
Chicago, IL 60661
Phone Number
(312) 575-5600
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL