D
KC Fairfax Federal Credit Union
Rating Date
July 2025
Net Capital
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.6 on a scale of 0 to 10).
Other Rating Factors: A current level of 12.2 percent of nonperforming loans to core capital combined with 12.8 percent from a year earlier contributes to the Fair asset quality (4.8). Good liquidity 5.3, driven by a liquidity ratio of 29.3 percent and a “hot money” ratio of 7.9 percent.
Asset Mix: Consumer loans (25%), home mtgs (17%), other (58%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
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Operating Profit to Average Assets
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5-Year ROAA (Return on Average Assets)
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Hot Money
Corporate Info
Address
104 Sunshine Road
Kansas City, KS 66115
Phone Number
(913) 647-9490
NCUA Charter Number