Ziegler Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 19.6 and a net worth ratio of 19.6. A current level of 0.1 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (10.0).
Other Rating Factors:
Operating profits as a percentage of assets at 2.8%, coupled with a return on assets of 2.8 has resulted in Excellent (7.9) profitability. Good liquidity 6.6, driven by a liquidity ratio of 68.8 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (37%), other (63%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
901 West 94th Street
Bloomington, MN 55420
Bloomington, MN 55420
Phone Number
(952) 885-8183
NCUA Charter Number
Largest Competitors
Apple Valley, MN
Bloomington, MN
Bloomington, MN
Bloomington, MN
Bloomington, MN