D
VAntage Trust Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
7.19
Leverage
Ratio
7.31
Return On
Assets
0.06%
Total
Assets
47.70M
Capital
3.03M
Total
Deposits
44.64M
Net
Income
21.00K
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Weiss Ratings VAntage Trust Federal Credit Union
Wilkes-Barre, PA 		Click to
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Rating D
Asset Quality Index 6.10
Capitalization Index 4.80
Liquidity Index 6.10
Profitability Index 2.80
Stability Index 1.00
Company Info VAntage Trust Federal Credit Union
Wilkes-Barre, PA 		Click to
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NCUA Charter Number 1372
Phone Number (570) 819-3337
Website www.vantagetrustfcu.org
Asset Quality VAntage Trust Federal Credit Union
Wilkes-Barre, PA 		Click to
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1-Year Asset Growth 0.61%
5-Year Asset Growth -0.37%
5-Year Charge-Offs to Average Loans 0.54%
Charge-Offs to Average Loans 0.61%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 10.50%
Non-Performing Loans to Loans 1.89%
Balance Sheet VAntage Trust Federal Credit Union
Wilkes-Barre, PA 		Click to
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Total Assets 47.70M
Total Deposits 44.64M
Capital and Reserves VAntage Trust Federal Credit Union
Wilkes-Barre, PA 		Click to
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Capital 3.03M
Leverage Ratio 7.31
Loan Loss Reserves to Loans 0.84%
Liquidity VAntage Trust Federal Credit Union
Wilkes-Barre, PA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 40.35%
Profitability VAntage Trust Federal Credit Union
Wilkes-Barre, PA 		Click to
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5-Year Return on Average Assets -0.14%
Net Income 21.00K
Net Interest Spread 4.54%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 91.68%
Return on Assets 0.06%
Return on Equity 0.94%