VAntage Trust Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.1 on a scale of 0 to 10).
Other Rating Factors:
Fair current capitalization (4.8 on a scale of 0 to 10) based on a net capital to total assets of 7.1 and a net worth ratio of 7.2. Good liquidity 6.2, driven by a liquidity ratio of 42.3 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Securities (26%), consumer loans (18%), home mtgs (13%), other (44%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
247 Wilkes Barre Township Boulevard
Wilkes-Barre, PA 18702
Wilkes-Barre, PA 18702
Phone Number
(570) 819-3337
NCUA Charter Number
Website
Largest Competitors
Wilkes-Barre, PA
Wilkes-Barre, PA
Wilkes-Barre, PA
Wilkes-Barre, PA
Wilkes-Barre, PA