Virginia Trailways Federal Credit Union
Major Rating Factors:
A current level of 32.2 percent of nonperforming loans to core capital combined with 28.2 percent from a year earlier contributes to the Weak asset quality (2.3).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10). Fair current capitalization (3.3 on a scale of 0 to 10) based on a net capital to total assets of 5.6 and a net worth ratio of 5.6.
Asset Mix:
Consumer loans (47%), other (53%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
485 Hillsdale Drive
Charlottesville, VA 22901
Charlottesville, VA 22901
Phone Number
(434) 295-0181
NCUA Charter Number
Largest Competitors
Vienna, VA
Tysons, VA
Newport News, VA
Richmond, VA
Charlottesville, VA