A
Abilene Teachers Federal Credit Union
AbileneTX
Rating Date
May 2024
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 16.7 and a net worth ratio of 16.7. A current level of 1.4 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (9.0).
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.8 has resulted in Fair (4.9) profitability.
Asset Mix: Consumer loans (46%), securities (11%), home mtgs (11%), other (32%)
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Corporate Info
Address
3849 Antilley Road
Abilene, TX 79606
Phone Number
(325) 677-2274
NCUA Charter Number
Weiss Ratings