C
TxDOT Credit Union
AbileneTX
Rating Date
November 2023
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.9 has resulted in Good (6.4) profitability.
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.7 and a net worth ratio of 15.7. A current level of 3.1 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Excellent asset quality (7.9).
Asset Mix: Consumer loans (62%), other (38%)
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Hot Money
Corporate Info
Address
4174 Old Anson Road
Abilene, TX 79601
Phone Number
(325) 676-8925
NCUA Charter Number
Weiss Ratings