C
TxDOT Credit Union
AbileneTX
Rating Date
May 2024
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.6 has resulted in Good (5.8) profitability.
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 16.2 and a net worth ratio of 16.2. A current level of 2.4 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Excellent asset quality (8.2).
Asset Mix: Consumer loans (62%), other (38%)
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Corporate Info
Address
4174 Old Anson Road
Abilene, TX 79601
Phone Number
(325) 676-8925
NCUA Charter Number
Weiss Ratings