C
First Priority Credit Union
AbileneTX
Rating Date
May 2024
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.2 has resulted in Good (6.8) profitability.
Other Rating Factors: A current level of 0.0 percent of nonperforming loans to core capital combined with 2.4 percent from a year earlier contributes to the Excellent asset quality (10.0). Excellent current capitalization (7.1 on a scale of 0 to 10) based on a net capital to total assets of 9.5 and a net worth ratio of 9.6.
Asset Mix: Consumer loans (33%), home mtgs (4%), other (63%)
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Address
3165 South 27th Street
Abilene, TX 79605
Phone Number
(325) 692-4089
NCUA Charter Number
Weiss Ratings