B
The Golden 1 Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Golden 1 Credit Union
Sacramento, CA
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Rating B
Asset Quality Index 7.70
Capitalization Index 4.80
Liquidity Index 3.40
Profitability Index 5.60
Stability Index 5.80
Company Info The Golden 1 Credit Union
Sacramento, CA
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NCUA Charter Number 154
Phone Number (916) 732-2900
Website www.golden1.com
Asset Quality The Golden 1 Credit Union
Sacramento, CA
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1-Year Asset Growth 14.33%
5-Year Asset Growth 11.51%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 6.19%
Non-Performing Loans to Loans 0.72%
Balance Sheet The Golden 1 Credit Union
Sacramento, CA
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Total Assets 21.13B
Total Deposits 16.71B
Capital and Reserves The Golden 1 Credit Union
Sacramento, CA
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Capital 1.54B
Leverage Ratio 9.27
Loan Loss Reserves to Loans 1.06%
Liquidity The Golden 1 Credit Union
Sacramento, CA
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Hot Money Ratio 14.05%
Liquidity Ratio 20.39%
Profitability The Golden 1 Credit Union
Sacramento, CA
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5-Year Return on Average Assets 0.70%
Net Income 141.34M
Net Interest Spread 2.82%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 64.74%
Return on Assets 0.70%
Return on Equity 10.18%
Weiss Ratings