B
The Golden 1 Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Golden 1 Credit Union
Sacramento, CA
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Rating B
Asset Quality Index 7.90
Capitalization Index 5.20
Liquidity Index 3.30
Profitability Index 4.70
Stability Index 6.60
Company Info The Golden 1 Credit Union
Sacramento, CA
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NCUA Charter Number 154
Phone Number (916) 732-2900
Website www.golden1.com
Asset Quality The Golden 1 Credit Union
Sacramento, CA
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1-Year Asset Growth 4.72%
5-Year Asset Growth 11.51%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.80%
Non-Performing Assets to Assets 0.44%
Non-Performing Loans to Capital 5.29%
Non-Performing Loans to Loans 0.62%
Balance Sheet The Golden 1 Credit Union
Sacramento, CA
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Total Assets 20.49B
Total Deposits 17.08B
Capital and Reserves The Golden 1 Credit Union
Sacramento, CA
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Capital 1.55B
Leverage Ratio 9.71
Loan Loss Reserves to Loans 1.06%
Liquidity The Golden 1 Credit Union
Sacramento, CA
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Hot Money Ratio 14.78%
Liquidity Ratio 18.94%
Profitability The Golden 1 Credit Union
Sacramento, CA
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5-Year Return on Average Assets 0.68%
Net Income 29.94M
Net Interest Spread 3.17%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 65.52%
Return on Assets 0.58%
Return on Equity 7.75%
Weiss Ratings