B
The Golden 1 Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Golden 1 Credit Union
Sacramento, CA
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Rating B
Asset Quality Index 7.80
Capitalization Index 6.20
Liquidity Index 2.70
Profitability Index 5.60
Stability Index 7.10
Company Info The Golden 1 Credit Union
Sacramento, CA
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NCUA Charter Number 154
Phone Number (916) 732-2900
Website www.golden1.com
Asset Quality The Golden 1 Credit Union
Sacramento, CA
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1-Year Asset Growth -4.46%
5-Year Asset Growth 11.51%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 5.80%
Non-Performing Loans to Loans 0.73%
Balance Sheet The Golden 1 Credit Union
Sacramento, CA
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Total Assets 19.58B
Total Deposits 17.11B
Capital and Reserves The Golden 1 Credit Union
Sacramento, CA
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Capital 1.71B
Leverage Ratio 10.43
Loan Loss Reserves to Loans 1.03%
Liquidity The Golden 1 Credit Union
Sacramento, CA
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Hot Money Ratio 16.61%
Liquidity Ratio 12.62%
Profitability The Golden 1 Credit Union
Sacramento, CA
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5-Year Return on Average Assets 0.68%
Net Income 82.27M
Net Interest Spread 3.18%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 67.06%
Return on Assets 0.55%
Return on Equity 6.91%