The Golden 1 Credit Union
Major Rating Factors:
A current level of 6.2 percent of nonperforming loans to core capital combined with 4.4 percent from a year earlier contributes to the Excellent asset quality (7.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.0%, coupled with a return on assets of 0.7 has resulted in Good (5.6) profitability. Fair current capitalization (4.8 on a scale of 0 to 10) based on a net capital to total assets of 7.2 and a net worth ratio of 9.3.
Asset Mix:
Home mtgs (31%), consumer loans (29%), securities (2%), other (37%)
Corporate Info
8945 Cal Center Drive
Sacramento, CA 95826
Sacramento, CA 95826
(916) 732-2900
Largest Competitors
Sacramento, CA
Sacramento, CA
Sacramento, CA
Sacramento, CA
Sacramento, CA