Saint Anthony of Padua Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 19.6 and a net worth ratio of 19.6. A current level of 4.3 percent of nonperforming loans to core capital combined with 6.0 percent from a year earlier contributes to the Excellent asset quality (8.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10). Good liquidity 6.9, driven by a liquidity ratio of 46.4 percent and a “hot money” ratio of 17.4 percent.
Asset Mix:
Home mtgs (20%), consumer loans (2%), other (77%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
806 Bedford Street
Fall River, MA 02723
Fall River, MA 02723
Phone Number
(508) 674-3019
NCUA Charter Number
Largest Competitors
Fall River, MA
Fall River, MA
Fall River, MA
Fall River, MA
Fall River, MA