Metro Community Federal Credit Union

Huntington, WV

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
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Weiss Ratings	Metro Community Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	4.80
Capitalization Index	7.10
Liquidity Index	4.90
Profitability Index	8.00
Stability Index	4.70

Company Info	Metro Community Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1827
Phone Number	(304) 697-4652
Website	www.metrocommunityfcu.com

Asset Quality	Metro Community Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.07%
5-Year Asset Growth	6.89%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.45%
Non-Performing Assets to Assets	1.75%
Non-Performing Loans to Capital	17.27%
Non-Performing Loans to Loans	2.91%

Balance Sheet	Metro Community Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	47.59M
Total Deposits	42.57M

Capital and Reserves	Metro Community Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Capital	4.52M
Leverage Ratio	9.50
Loan Loss Reserves to Loans	1.18%

Liquidity	Metro Community Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.70%
Liquidity Ratio	14.69%

Profitability	Metro Community Federal Credit Union Huntington, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.52%
Net Income	350.00K
Net Interest Spread	5.80%
Operating Profit to Average Assets	1.42%
Overhead Efficiency Ratio	76.91%
Return on Assets	0.99%
Return on Equity	10.78%