C
Metro Community Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
9.09
Leverage
Ratio
9.09
Return On
Assets
0.90%
Total
Assets
48.25M
Capital
4.39M
Total
Deposits
43.42M
Net
Income
211.00K
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Weiss Ratings Metro Community Federal Credit Union
Huntington, WV 		Click to
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Rating C
Asset Quality Index 5.70
Capitalization Index 6.60
Liquidity Index 4.90
Profitability Index 7.00
Stability Index 4.60
Company Info Metro Community Federal Credit Union
Huntington, WV 		Click to
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NCUA Charter Number 1827
Phone Number (304) 697-4652
Website www.metrocommunityfcu.com
Asset Quality Metro Community Federal Credit Union
Huntington, WV 		Click to
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1-Year Asset Growth 8.60%
5-Year Asset Growth 6.89%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.37%
Non-Performing Assets to Assets 1.28%
Non-Performing Loans to Capital 13.21%
Non-Performing Loans to Loans 2.06%
Balance Sheet Metro Community Federal Credit Union
Huntington, WV 		Click to
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Total Assets 48.25M
Total Deposits 43.42M
Capital and Reserves Metro Community Federal Credit Union
Huntington, WV 		Click to
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Capital 4.39M
Leverage Ratio 9.09
Loan Loss Reserves to Loans 1.09%
Liquidity Metro Community Federal Credit Union
Huntington, WV 		Click to
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Hot Money Ratio 2.46%
Liquidity Ratio 14.29%
Profitability Metro Community Federal Credit Union
Huntington, WV 		Click to
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5-Year Return on Average Assets 0.52%
Net Income 211.00K
Net Interest Spread 5.77%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 78.85%
Return on Assets 0.90%
Return on Equity 9.89%