Metro Community Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.1 has resulted in Excellent (7.9) profitability. Good current capitalization (6.8 on a scale of 0 to 10) based on a net capital to total assets of 9.3 and a net worth ratio of 9.3.
Other Rating Factors:
A current level of 14.6 percent of nonperforming loans to core capital contributes to the Good asset quality (5.5). Good liquidity 5.4, driven by a liquidity ratio of 26.1 percent and a “hot money” ratio of 4.1 percent.
Asset Mix:
Consumer loans (22%), home mtgs (19%), other (59%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
215 18th Street
Huntington, WV 25703
Huntington, WV 25703
Phone Number
(304) 697-4652
NCUA Charter Number
Website
Largest Competitors
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV
Huntington, WV