Tayco Employees Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 55.8 and a net worth ratio of 55.8. Excellent liquidity 8.2, driven by a liquidity ratio of 165.9 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (24%), other (76%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
447 Nelroy Road
South Shore, KY 41175
South Shore, KY 41175
Phone Number
(606) 932-4774
NCUA Charter Number
Largest Competitors
Frankfort, KY
Radcliff, KY
Louisville, KY
Lexington, KY
Louisville, KY