Tayco Employees Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.1 has resulted in Fair (4.3) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 50.5 and a net worth ratio of 50.5. A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (10.0).
Asset Mix:
Consumer loans (25%), other (75%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
447 Nelroy Road
South Shore, KY 41175
South Shore, KY 41175
Phone Number
(606) 932-4774
NCUA Charter Number
Largest Competitors
Frankfort, KY
Radcliff, KY
Louisville, KY
Lexington, KY
Louisville, KY