Major Rating Factors:
A current level of 2.6 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Excellent asset quality (9.5). Excellent current capitalization (9.4 on a scale of 0 to 10) based on a net capital to total assets of 11.1 and a net worth ratio of 11.5.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). Good liquidity 5.6, driven by a liquidity ratio of 44.0 percent and a “hot money” ratio of 15.6 percent.
Asset Mix:
Consumer loans (29%), home mtgs (17%), securities (0%), other (54%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
14517 F Street
Omaha, NE 68137
Omaha, NE 68137
Phone Number
(402) 551-3052
NCUA Charter Number
Website
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Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE