Washington Area Teachers Federal Credit Union
Major Rating Factors:
A current level of 1.9 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.2). Excellent current capitalization (8.0 on a scale of 0 to 10) based on a net capital to total assets of 10.1 and a net worth ratio of 0.0.
Other Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.2 has resulted in Excellent (7.3) profitability. Good liquidity 6.2, driven by a liquidity ratio of 51.3 percent and a “hot money” ratio of 8.0 percent.
Asset Mix:
Consumer loans (13%), home mtgs (9%), other (78%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
75 Landings Drive
Washington, PA 15301
Washington, PA 15301
Phone Number
(800) 830-3078
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
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Washington, PA
Washington, PA