Washington Area Teachers Federal Credit Union
Major Rating Factors:
A current level of 1.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.8). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Excellent (8.9) profitability.
Other Rating Factors:
Excellent current capitalization (8.6 on a scale of 0 to 10) based on a net capital to total assets of 10.6 and a net worth ratio of 11.7. Good liquidity 6.0, driven by a liquidity ratio of 48.6 percent and a “hot money” ratio of 8.5 percent.
Asset Mix:
Consumer loans (14%), home mtgs (9%), comm loans (0%), other (77%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
75 Landings Drive
Washington, PA 15301
Washington, PA 15301
Phone Number
(800) 830-3078
NCUA Charter Number
Website
Largest Competitors
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Washington, PA