B
Washington Area Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
9.74
Leverage
Ratio
11.15
Return On
Assets
1.41%
Total
Assets
76.80M
Capital
7.48M
Total
Deposits
69.13M
Net
Income
267.00K
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Weiss Ratings Washington Area Teachers Federal Credit Union
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Rating B
Asset Quality Index 9.60
Capitalization Index 7.40
Liquidity Index 6.30
Profitability Index 8.90
Stability Index 5.10
Company Info Washington Area Teachers Federal Credit Union
Washington, PA 		Click to
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NCUA Charter Number 2531
Phone Number (800) 830-3078
Website www.watfcu.org
Asset Quality Washington Area Teachers Federal Credit Union
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1-Year Asset Growth 4.06%
5-Year Asset Growth 3.41%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.21%
Non-Performing Loans to Loans 0.33%
Balance Sheet Washington Area Teachers Federal Credit Union
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Total Assets 76.80M
Total Deposits 69.13M
Capital and Reserves Washington Area Teachers Federal Credit Union
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Capital 7.48M
Leverage Ratio 11.15
Loan Loss Reserves to Loans 1.17%
Liquidity Washington Area Teachers Federal Credit Union
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Hot Money Ratio 8.14%
Liquidity Ratio 52.91%
Profitability Washington Area Teachers Federal Credit Union
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5-Year Return on Average Assets 0.75%
Net Income 267.00K
Net Interest Spread 4.59%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 72.70%
Return on Assets 1.41%
Return on Equity 14.77%