C
Washington Area Teachers Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.09
Leverage
Ratio
10.14
Return On
Assets
1.31%
Total
Assets
73.81M
Capital
5.97M
Total
Deposits
67.63M
Net
Income
241.00K
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Weiss Ratings Washington Area Teachers Federal Credit Union
Washington, PA 		Click to
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Rating C
Asset Quality Index 9.70
Capitalization Index 5.70
Liquidity Index 6.50
Profitability Index 5.00
Stability Index 3.90
Company Info Washington Area Teachers Federal Credit Union
Washington, PA 		Click to
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NCUA Charter Number 2531
Phone Number (800) 830-3078
Website www.watfcu.org
Asset Quality Washington Area Teachers Federal Credit Union
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1-Year Asset Growth -3.58%
5-Year Asset Growth 4.11%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.97%
Non-Performing Loans to Loans 0.23%
Balance Sheet Washington Area Teachers Federal Credit Union
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Total Assets 73.81M
Total Deposits 67.63M
Capital and Reserves Washington Area Teachers Federal Credit Union
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Capital 5.97M
Leverage Ratio 10.14
Loan Loss Reserves to Loans 1.54%
Liquidity Washington Area Teachers Federal Credit Union
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Hot Money Ratio 3.70%
Liquidity Ratio 56.64%
Profitability Washington Area Teachers Federal Credit Union
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5-Year Return on Average Assets 0.48%
Net Income 241.00K
Net Interest Spread 6.24%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 65.87%
Return on Assets 1.31%
Return on Equity 16.29%