B
Washington Area Teachers Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
10.13
Leverage
Ratio
11.40
Return On
Assets
1.21%
Total
Assets
76.84M
Capital
7.78M
Total
Deposits
68.74M
Net
Income
462.00K
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Weiss Ratings Washington Area Teachers Federal Credit Union
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Rating B
Asset Quality Index 9.20
Capitalization Index 8.00
Liquidity Index 6.20
Profitability Index 7.30
Stability Index 5.10
Company Info Washington Area Teachers Federal Credit Union
Washington, PA 		Click to
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NCUA Charter Number 2531
Phone Number (800) 830-3078
Website www.watfcu.org
Asset Quality Washington Area Teachers Federal Credit Union
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1-Year Asset Growth 4.75%
5-Year Asset Growth 3.41%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.85%
Non-Performing Loans to Loans 0.50%
Balance Sheet Washington Area Teachers Federal Credit Union
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Total Assets 76.84M
Total Deposits 68.74M
Capital and Reserves Washington Area Teachers Federal Credit Union
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Capital 7.78M
Leverage Ratio 11.40
Loan Loss Reserves to Loans 1.21%
Liquidity Washington Area Teachers Federal Credit Union
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Hot Money Ratio 7.96%
Liquidity Ratio 51.27%
Profitability Washington Area Teachers Federal Credit Union
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5-Year Return on Average Assets 0.75%
Net Income 462.00K
Net Interest Spread 4.67%
Operating Profit to Average Assets 1.09%
Overhead Efficiency Ratio 71.13%
Return on Assets 1.21%
Return on Equity 12.44%