C
Westminster Federal Credit Union
Rating Date
July 2025
Net Capital
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Major Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.0 on a scale of 0 to 10).
Other Rating Factors: A current level of 1.3 percent of nonperforming loans to core capital combined with 1.0 percent from a year earlier contributes to the Excellent asset quality (9.1). Good current capitalization (6.6 on a scale of 0 to 10) based on a net capital to total assets of 9.1 and a net worth ratio of 0.0.
Asset Mix: Securities (24%), consumer loans (19%), home mtgs (18%), other (39%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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1-Year Asset Growth
Profitability
Operating Profit to Average Assets
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Hot Money
Corporate Info
Address
9053 Harlan Street
Westminster, CO 80031
Phone Number
(303) 427-6466
NCUA Charter Number
Largest Competitors
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