D
Penn South Cooperative Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.53
Leverage
Ratio
14.53
Return On
Assets
0.20%
Total
Assets
7.91M
Capital
1.15M
Total
Deposits
6.61M
Net
Income
12.00K
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Weiss Ratings Penn South Cooperative Federal Credit Union
New York, NY 		Click to
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Rating D
Asset Quality Index 6.50
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 2.30
Stability Index 7.00
Company Info Penn South Cooperative Federal Credit Union
New York, NY 		Click to
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NCUA Charter Number 2935
Phone Number (212) 765-1517
Website www.pennsouthcreditunion.org
Asset Quality Penn South Cooperative Federal Credit Union
New York, NY 		Click to
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1-Year Asset Growth 1.19%
5-Year Asset Growth -1.67%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.43%
Non-Performing Loans to Capital 8.25%
Non-Performing Loans to Loans 1.72%
Balance Sheet Penn South Cooperative Federal Credit Union
New York, NY 		Click to
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Total Assets 7.91M
Total Deposits 6.61M
Capital and Reserves Penn South Cooperative Federal Credit Union
New York, NY 		Click to
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Capital 1.15M
Leverage Ratio 14.53
Loan Loss Reserves to Loans 3.35%
Liquidity Penn South Cooperative Federal Credit Union
New York, NY 		Click to
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Hot Money Ratio 10.12%
Liquidity Ratio 22.58%
Profitability Penn South Cooperative Federal Credit Union
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5-Year Return on Average Assets -0.11%
Net Income 12.00K
Net Interest Spread 4.70%
Operating Profit to Average Assets 0.20%
Overhead Efficiency Ratio 94.58%
Return on Assets 0.20%
Return on Equity 1.41%