Major Rating Factors:
A current level of 8.6 percent of nonperforming loans to core capital contributes to the Good asset quality (6.5).
Other Rating Factors:
Weak liquidity 3.0, driven by a liquidity ratio of 24.6 percent and a “hot money” ratio of 14.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Consumer loans (2%), other (98%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
250 Ninth Avenue
New York, NY 10001
New York, NY 10001
Phone Number
(212) 765-1517
NCUA Charter Number
Largest Competitors
New York, NY
New York, NY
New York, NY
New York, NY
New York, NY