D
Maine Solutions Federal Credit Union
Rating Date
May 2024
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Major Rating Factors: Operating profits as a percentage of assets at 0.1%, coupled with a return on assets of 0.1 has resulted in Weak (1.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.7 on a scale of 0 to 10).
Other Rating Factors: Good liquidity 5.0, driven by a liquidity ratio of 30.5 percent and a “hot money” ratio of 15.5 percent. Good current capitalization (6.8 on a scale of 0 to 10) based on a net capital to total assets of 9.2 and a net worth ratio of 0.0.
Asset Mix: Home mtgs (34%), consumer loans (18%), other (48%)
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Corporate Info
Address
209 Western Avenue
South Portland, ME 04106
Phone Number
(207) 775-8371
NCUA Charter Number